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To help keep your personal financial life afloat, you ought to put a percentage for each paycheck into savings. In the present economy, which can be difficult to do, but even small amounts tally up over time. Interest in a bank account is often beyond your checking, so there is a added bonus of accruing additional money over time. Ensure you have no less than six months time worth of savings in case of job loss, injury, disability, or illness. You can never be too prepared for some of these situations if they arise. Furthermore, take into account that emergency funds and savings needs to be contributed to regularly for them to grow.
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